Xerter

Find your travel insurance in minutes

Compare plans from multiple trusted providers and get covered before you go.

Multiple trusted providers

Transparent pricing

No obligation

Available in your language

Departure Country

Arrival Country

Departure & Return Dates

Number of Travelers

Are any travelers 74 or older?

One search. Every provider.

Xerter is a travel insurance compiler, not an insurer. We pull plans from multiple insurance providers into a single, easy-to-scan comparison, so you can find the right coverage for your trip without visiting a dozen different websites or calling around for quotes.

6

Languages Supported

6

Insurance Categories

190+

Countries Covered

Free

To Compare, No Obligation

How it works

01

Tell us about your trip

Share your destination, travel dates, and who's travelling.

02

Compare your options

See plans side by side, matched to your trip.

03

Choose your plan

Pick the coverage that fits and you're protected.

Comparing plans, simplified

No more digging through PDFs or calling multiple insurers. See coverage, pricing, and benefits from multiple providers in one clear view, then choose with confidence.

Side-by-side plan comparison

Clear coverage & pricing details

Choose the plan that fits your trip

What does travel insurance actually cover?

Coverage details vary by provider and plan tier, but most travel insurance is built around the same core protections. Knowing what to look for makes it much easier to compare plans and spot the gaps before you travel, not after something goes wrong.

Emergency medical & dental care

Treatment abroad for sudden illness or injury, including emergency dental work.

Medical evacuation & repatriation

Transport to the nearest adequate facility, or home, if you need care your location can't provide.

Baggage & personal belongings

Reimbursement if your luggage is lost, stolen, or delayed by an airline or carrier.

24/7 emergency assistance

A helpline you can call any time, in your language, to coordinate care or find a provider.

Pre-existing conditions, routine or preventative care, and trips taken against official travel advisories are commonly excluded — always check a plan's fine print before you buy.

Popular insurance categories

Schengen Travel Insurance

Long-Stay Travel Insurance

Travel Medical Insurance

Visitors Insurance

Multi-Trip & Annual Travel Insurance

International Travel Insurance

Wherever you're headed, we'll help you find the right cover

From short trips to long stays, compare plans built for your journey.

Get a Quote

Planning a long-term move instead of a trip?

If you're relocating rather than just traveling — for example applying for Germany's Opportunity Card — our partner site chancenkarten.com walks you through the points system, blocked account, and the long-term health insurance that visa requires.

Why compare with Xerter

Multiple trusted providers

See plans from several insurance companies side by side, all in one place.

Transparent pricing

Clear prices with no hidden fees, so you always know what you're paying for.

No obligation

Compare as many plans as you like — there's never any pressure to buy.

Available in your language

Browse and compare in English, German, Arabic, Turkish, Spanish, or French.

Frequently asked questions

Is Xerter an insurance company?

No. Xerter is a comparison platform — we compile plans from multiple licensed insurance providers so you can compare coverage and pricing in one place. The policy itself is issued and underwritten by the provider you choose.

Do I need travel insurance for a Schengen visa?

Yes. Schengen visa applicants must show proof of travel insurance covering at least €30,000 in emergency medical expenses and repatriation for the full length of stay. Without a compliant certificate, the application can be rejected.

How much does travel insurance typically cost?

It depends on your trip length, destination, age, and chosen coverage limit. Short single-trip plans are usually the least expensive, while annual multi-trip and comprehensive worldwide plans cost more but cover more ground.

Is comparing plans on Xerter free?

Yes, comparing is completely free with no obligation to buy. You only pay if and when you choose a plan from one of the providers we compare.

What's usually not covered by travel insurance?

Most standard plans exclude pre-existing medical conditions unless specifically declared and accepted, routine or preventative care, and losses caused by traveling against government advisories. Always check a plan's exclusions before you buy.

Ready to compare your options?

Tell us about your trip and see plans from multiple providers in minutes.

Get a Quote

Compare travel insurance plans with confidence